Farmers Insurance: Hail Damage Is a Leading Cause of Auto Claims

tornadoNearly 70 percent of all hail-related auto claims for 2013 and 2014 were filed in April, May and June, according to Farmers Insurance. States in the Midwest and Southwest reported the highest amounts of damage.

For Oklahoma, about 90 percent of the annual number of non-collision claims came in during the second quarter, “showing that hail and damage from tornadoes played a significant role in auto damage over those years,” according to Farmers Insurance.

Out of all types of comprehensive auto claims, more than 40 percent of those filed to Farmers Insurance from April to June are hail-related.

“The average hail storm lasts just six minutes, but the damage it can cause to a vehicle can be severe,” says Paul Quinn, head of claims customer experience at Farmers.

In 2014, Broken Bowe, Neb., reported a hail stone with a diameter of 2.66 inches, according to the Insurance Institute for Business & Home Safety.

The Top Five States for Hail Damage from April to June 2013 and 2014 Are:

South Dakota: 87 percent

Nebraska: 86 percent

Kansas: 79 percent

Montana: 79 percent

Oklahoma: 78 percent

The second most common claim is vandalism and partial theft, which includes issues such as broken windows.

“Collision-only policies will not cover vehicle damage related to auto theft and vandalism, such as broken windows,” according to Farmers Insurance.

The Top Five States for Vandalism, Mischief and Partial Theft Claims from April to June 2013 to 2014 Are:

Hawaii: 43 percent

California: 38 percent

Nevada: 28 percent

Georgia: 28 percent

Washington: 28 percent

The third most common auto claim is related to vehicle collisions with birds or animals, according to Farmers Insurance.

The Top Five States for Collision with Bird or Animals from April to June 2013 and 2014 Are:

West Virginia: 45 percent

Wisconsin: 43 percent

Idaho: 35 percent

Michigan: 32 percent

Minnesota: 31 percent

This article is from glassBYTEs™, the free e-newsletter that covers the latest auto glass industry news. Click HERE to sign up—there is no charge. Interested in a deeper dive? Free subscriptions to Auto Glass Repair and Replacement (AGRR) magazine in print or digital format are available. Subscribe at no charge HERE.

This entry was posted in glassBYTEs Original Story and tagged , , , . Bookmark the permalink.

1 Response to Farmers Insurance: Hail Damage Is a Leading Cause of Auto Claims

  1. Deanna Jones says:

    Thanks for posting this! It’s really interesting how hail damage is the leading cause for auto claims. I would have thought that people would call for a claim for accidents caused by just snow and ice alone. I’m surprised that Oklahoma had 90% of non-collision claims. It seems like it would be necessary to have a really good auto insurance policy if you live in an area that gets a lot of hail.

Leave a Reply

Your email address will not be published. Required fields are marked *