Proposed Florida Bill Aims to Add Insurer Inspection Prior to Windshield Repair

Florida Rep. Rene Plasencia has proposed an amendment to current legislation that would require an inspection of a windshield’s damage by an insurer before it is repaired or replaced. The bill has been pre-filed in the Florida state legislature, and, if passed, could have implications for the auto glass industry within the state.

Rep. Rene Plasencia

The proposed amendment reads, “A policy under this section may require an inspection of the damaged windshield of a covered motor vehicle before the windshield repair or replacement is authorized by the insurer.”

The bill would amend Section 1, Section 627.7288, of the Florida Statutes, and would authorize “a motor vehicle insurance policy providing comprehensive or combined additional coverage to require an inspection of the damaged windshield of a covered motor vehicle before the windshield repair or replacement is authorized by the insurer; providing an effective date.”

The bill has been pre-filed, meaning it was submitted for introduction or first reading before the 2018 session begins. It will be introduced to the Senate Committee on Rules.

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4 Responses to Proposed Florida Bill Aims to Add Insurer Inspection Prior to Windshield Repair

  1. george says:

    Must be a mistake, insurance is to indemnify the policy holder. Insurer’s are not in the contract of repair, unless they elect to use their “right of repair” clause. Using the “right of repair” clause also carries the liability associated with the repair. Gotta wonder who wrote the bill for the senator.

  2. Greg says:

    This is all fine and dandy except Rene has overlooked the root of the problem.. Why not correct the steering of work and the , you either accept our unbelievable low rates or we go to one other company. There would not be the problem that he is uneducatedly trying to fix if he would have addressed the problem years ago when we were bringing it to their attention. So as usual, The Representative is not going to correct the problem, just make it harder for some auto glass companys to exist. Maybe he should look into this just a little bit more, possibly from the independent glass shop view.

  3. dave says:

    Not to mention the fact that comprehensive insurance rates will definitely need to increase due to added costs of inspection. I believe in Florida only a licensed adjuster can inspect damage. Additionally, it will add days to get the repair/ replacement done.
    leaving the operator more susceptible to a MV ticket. Finally, today there is usually no increases in premiums as a result of a comprehensive claim. You know that will change also.

  4. Pingback: Florida bill aims to require insurers inspect broken windshields before repair - IAS Auto Glass Solutions

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