Supreme Court Rules Against Auto Insurer Med Exam Requirement

Pennsylvania’s Supreme Court ruled against auto insurer requirements that say policyholders can potentially undergo unlimited medical exams by company-selected physicians to preserve their benefits.

The justices issued a six to one finding as a response to a question of law submitted by the Third Circuit, which is currently considering combined appeals from Allstate Insurance Co. and Travelers Commercial Insurance Co. affiliates. According to court documents, the companies appealed after losing in state and federal district courts. The six to one opinion found “that company-directed, independent medical examination requirements in the policies in question manifestly conflict with, and are repugnant to legislatively approved mandates in Pennsylvania’s Motor Vehicle Financial Responsibility Law.”

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