State Farm and Ford Team Up on Usage-based Insurance

State Farm and Ford recently announced the companies have entered into an agreement to share connected vehicle telematics data for usage-based insurance (UBI) products. State Farm customers with eligible connected Ford vehicles will be able to opt-in to Drive Safe & Save, a voluntary UBI program that uses vehicle telematics to match premiums to the number of miles driven. According to the companies, the more customers improve their driving behaviors or the fewer miles they drive, the greater the insurance discount they may obtain.

“State Farm and Ford have a decades-long history of working together on vehicle and driver safety initiatives,” said Chris Schell, State Farm property and casualty senior vice president.

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