Mississippi Senator Says No-Deductible Auto
Glass Bill Idea Sprang from Rough Roads on Delta
January 25, 2010
Mississippi Sen. Robert Jackson (D), who recently introduced a bill
proposing that deductibles shouldn't apply to auto glass damage
covered by insurance policies in the state, says the idea for the
bill came to him when he learned that other states have similar
policiesand thought it would be beneficial in Mississippi
as well. (CLICK
HERE for related story.)
"I noticed that other states had a similar law, and of course
we don't have one in Mississippi," he told glassBYTEs.com/AGRR
magazine, "and I'm from the Delta where we have a lot
of rough roads and a lot of broken windshields."
He noted that he hasn't heard feedback from the state's auto glass
industry, and the goal of the initiative is to help consumers.
"I'm just trying to do something for the people," he said.
However, he said he fears reluctance from the insurance industry-and
its ties to the state senate's insurance committee.
"The chairman of the insurance committee seems to be anchored
to the insurance industry, so we'll see how it goes," he said.
If passed, the bill, introduced last week, would become effective
on July 1 for any policies issued or renewed after that date. It
currently is under the review of the Senate's insurance committee.
The text of the bill's deductible provision is as follows:
"The deductible provisions of any policy of motor vehicle
insurance, delivered or issued in this state by an authorized
insurer, providing comprehensive coverage or combined additional
coverage shall not be applicable to damage to the windshield
of any motor vehicle covered under such policy."
The bill's co-sponsors include Sen. David Jordan (D), Sen. Alice
Harden (D), Sen. Eric Powell (D), Sen. Bennie Turner (D), Sen. Kenneth
Wayne Jones (D), Sen. Sampson Jackson (D), Sen. Willie Simmons (D),
Sen. Johnnie Walls (D), Sen. Kelvin Butler (D), Sen. Deborah Jean
Dawkins (D), Sen. Bill Stone (D), and Sen. Ezelle Lee (D).
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